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Hogwarts, Headmaster's Office.
Aileen stood beside the phoenix Fawkes's perch, holding a handful of simply stir-fried winter wheat. She patiently watched as the phoenix bent its graceful, slender neck, extending its beak to delicately peck at the wheat in her palm.
After the combined efforts of Dumbledore and Grindelwald, coupled with Aileen's repeated assurances, Fawkes had finally grudgingly accepted this Veela hybrid's offering—mainly because the little girl had been visiting the Headmaster's Office too frequently lately, and it was simply tired of avoiding her, certainly not because the stir-fried winter wheat and dried fish were so fragrant.
Not far from her, Dumbledore was frowning deeply, carefully examining the thin leaflet in front of him. The old man's hands trembled slightly, as if it concealed some terrifying demon.
Beside Dumbledore's hand lay a partially opened envelope.
It was a letter from his brother, Aberforth Dumbledore. Since the tragedy that occurred decades ago, the two brothers had had little contact. The opportunity to break the decades-long ice was actually…
"Unbelievable, Aberforth would actually write to recommend this to me?"
Dumbledore removed his glasses and gently massaged his throbbing temples, his tone filled with complexity and weariness.
"The entire wizarding world has been dragged into this by you, Miss Kaslana. Have you really thought about how all this should end? This is not a joke. As far as I know, almost all the pure-blood families are already caught up in it."
"Simple, eat Gringotts."
Aileen answered calmly without turning her head, casually stroking Fawkes's warm, golden-red feathers.
"It's just an absurd dream anyway. Galleons neither increase nor disappear out of thin air. Prick the bubble and let everything return to the deposit value on April 1st. Although it will cause some rollback losses, that's the end of it."
"Gringotts Wizarding Bank, that's an asset that goblins have managed for thousands of years, the only one in the wizarding world..."
Albus Dumbledore shook his head, saying in a serious tone.
Before the old wizard could finish speaking, Aileen casually poured the winter wheat in her hand into Fawkes's feeding trough, turned around, and glanced at the worried old man, who had been anxious since this morning. She sighed helplessly.
"Professor Dumbledore, I feel like I've explained this more than five times, haven't I?"
"Ancient doesn't necessarily mean powerful, and unique doesn't mean strong in risk resistance. As a bank, the goblins' foundation lies in the credit of Gringotts Wizarding Bank. When market confidence in Gringotts wavers, and the bank happens to face insufficient reserves and difficulties in redeeming Galleons... A gentle push is all it takes, and endless bank runs will occur. It's an unstoppable avalanche."
"Precisely because there is only one bank in the entire wizarding world, Gringotts simultaneously possesses several major taboos in the banking industry, such as singular capital attributes, a strong social user base, and zero interbank lending capabilities. In other words, once a large-scale bank run occurs, the original Gringotts Wizarding Bank is doomed..."
Aileen's lake-blue eyes flashed with a hint of playfulness. She casually picked up a stir-fried wheat grain from Fawkes's feeding trough and tossed it into her mouth, chewing it twice, savoring the unique aroma of roasted wheat spreading in her mouth, her voice carrying a hint of amusement.
"What, esteemed Professor Albus Dumbledore, all of this is being carried out with your consent. Whether it's the cause, the process, or the result, isn't it all proceeding strictly according to our plan... The wizards are taking back the minting rights and currency issuing rights from the goblins. Isn't that the picture you've been looking forward to?"
"From the results, I certainly believe you can destroy Gringotts... This letter from Aberforth already shows that the wizards of the entire magical world have unknowingly joined forces to participate in this bank run."
Dumbledore slowly shook his head, holding up the letter in his hand and shaking it, looking deeply at the little witch in front of him.
"But what worries me is you, Miss Aileen Kaslana. People may be temporarily deceived, but one day everything will come to an end. Judging by the current madness of the wizards, as Gringotts collapses, this false financial game will also collapse with a bang—people's anger needs a place to vent. American Muggles may be able to divert some attention, but they will definitely not be able to convince most wizards. You haven't told me who you plan to take the blame for this."
"Oh, didn't I mention it? The Dark Lord, and the Dark Lord's minions..."
Aileen spread her hands, answering without hesitation.
"All the blame will ultimately point to the mastermind behind the scenes. People never care about the truth. People will only believe what they want to believe. The Dark Lord mortgaged Hogwarts, the Dark Lord caused the economic crisis, the Dark Lord created the money-making financial scam... The conspiracy is exposed, Gringotts is reorganized to establish a cross-credit monetary system, and you save the day..."
The monetary credit of Galleons may depreciate, but it will never go to zero.
In fact, due to the large-scale coinage during this period, even without Aileen's intervention, the sudden influx of cash into the market would inevitably lead to severe inflation. But the best thing about metal currency is that, by slightly changing the relief and anti-counterfeiting marks, it can restore the currency value faster than any paper currency.
According to Aileen's hypothesis, the "A-Brand Scam" group, which controls the largest amount of liquid funds, can completely replace Gringotts and become a giant hand macro-regulating the magical world's economy, optimizing the monetary circulation in the magical world overnight.
To achieve this, only two steps are needed: to control Gringotts or rebuild a central bank in the ruins of Gringotts, and to introduce a heinous, greedy, anti-social villain to destroy and bear all the evaporated losses.
"The Dark Lord? Yes... The Dark Lord... But there are two who can be crowned as Dark Lords in this world..."
Albus Dumbledore raised his eyebrows, repeating thoughtfully, his gaze unconsciously scanning the office, sighing in dismay, his gaze slowly falling on the little girl in front of him.
After a slight pause, the old man took a deep breath, looked into Aileen's eyes, and asked softly.
"Oh no, maybe... now there are three? Gellert, where is he?"
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Chapter 1! Oh my!
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